THIS IS NOT AN OFFERING. AN OFFERING WILL ONLY BE MADE BY MEANS OF A FINAL OFFERING MEMORANDUM AND ONLY WHERE PERMITTED BY LAW. THIS PRESENTATION IS NOT INTENDED FOR PUBLIC USE OR DISTRIBUTION.

NO ASSURANCE CAN BE GIVEN THAT THE INVESTMENT OBJECTIVES WILL BE ACHIEVED. PAST RESULTS ARE NOT NECESSARILY INDICATIVE OF FUTURE PERFORMANCE. THE CONCURRENT PRIVATE CREDIT PORTFOLIO’S PERFORMANCE MAY BE VOLATILE. PERFORMANCE FIGURES AND EXPOSURES ARE ESTIMATED AND MAY BE INACCURATE OR INCOMPLETE.

THIS PRESENTATION CONTAINS FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF APPLICABLE FEDERAL SECURITIES LAWS. READERS ARE CAUTIONED NOT TO PLACE UNDUE RELIANCE ON FORWARD-LOOKING STATEMENTS AND RELATING TO EARNINGS ON INVESTMENTS PLACED WITH THE FUNDS PROJECTED IN THIS PRESENTATION. ACTUAL RESULTS MAY DIFFER MATERIALLY FROM THOSE INDICATED BY FORWARD-LOOKING STATEMENTS REGARDING PROJECTED RETURNS ON THE FUNDS’ INVESTMENTS.

THIS PRESENTATION DOES NOT ENSURE THE ACCURACY OF THE INFORMATION PRESENTED, AND ANY INFORMATION RECEIVED FROM THIRD-PARTY MANAGERS. CERTAIN INFORMATION PRESENTED IS OF A HIGH-LEVEL, SUMMARY, CONDENSED AND AGGREGATED NATURE, AND IS INHERENTLY LIMITED, INCOMPLETE, AND REQUIRED THE APPLICATION OF SIMPLIFICATIONS, GENERALIZATIONS, AND ASSUMPTIONS TO PRODUCE.

THE INFORMATION PROVIDED DOES NOT NECESSARILY REFLECT THE MOST UP TO DATE OR CURRENT INFORMATION AVAILABLE. ALL SOURCES ARE DEEMED TO BE RELIABLE, BUT NO WARRANTY OR GUARANTEE IS MADE AS TO THEIR ACCURACY OR COMPLETENESS. ESTIMATES AND PROJECTIONS ARE BASED ON ASSUMPTIONS THAT MAY NOT COME TO PASS.

INFORMATION PRESENTED DOES NOT INVOLVE THE RENDERING OF PERSONALIZED INVESTMENT ADVICE AND SHOULD NOT BE REGARDED AS A COMPLETE ANALYSIS OF THE SUBJECTS DISCUSSED. ALL EXPRESSIONS OF OPINION REFLECT THE JUDGEMENT OF THE ADVISOR AS OF THE DATE OF THE PRESENTATION AND ARE SUBJECT TO CHANGE.

ASSET ALLOCATION AND DIVERSIFICATION DO NOT ASSURE OR GUARANTEE BETTER PERFORMANCE AND CANNOT ELIMINATE THE RISK OF LOSS OF PART OR ALL OF INVESTED ASSET. NO CURRENT OR PROSPECTIVE CLIENT SHOULD ASSUME THAT THE FUTURE PERFORMANCE OF ANY SPECIFIC INVESTMENT OR STRATEGY WILL BE PROFITABLE OR EQUAL TO PAST PERFORMANCE LEVELS. CHANGES IN INVESTMENT STRATEGIES, CONTRIBUTIONS OR WITHDRAWALS, AND ECONOMIC CONDITIONS MAY MATERIALLY ALTER THE PERFORMACE OF YOUR PORTFOLIO. THERE ARE NO ASSURANCES THAT A PORTFOLIO WILL MATCH OR OUTPERFORM ANY PARTICULAR BENCHMARK.

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE INVESTMENT SUCCESS. DIFFERENT TYPES OF INVESTMENTS INVOLVE VARYING DEGREES OF RISK, AND THERE CAN BE NO ASSURANCE THAT ANY SPECIFIC INVESTMENT WILL EITHER BE SUITABLE OR PROFITABLE FOR A CLIENT’S PORTFOLIO.

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