CERTUS Income stands out from other Private Credit funds due to its unique combination of strategic alliances with institutional managers, diversification, investor alignment and significant tax benefits.
Access to a Rising Asset Class
Access to a Rising Asset Class
Our Objectives
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CERTUS aims at delivering Stable Income with Low Volatility to investors.
The target return is +6% annualized with a volatility below 2%.
CERTUS seeks to generate income ahead of inflation, and above the Bloomberg Aggregate Bond Index.
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CERTUS Income emphasizes capital preservation through ample diversification by managers, asset class, sectors, sub-sectors and geographies. CERTUS stresses strong collaterals across the portfolio backed by real assets such as real estate, inventory, equipment and receivables. In many cases, CERTUS’ managers also negotiate additional collateral like personal guarantees and/or cash reserves.
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CERTUS provides access to investors into the growing asset class of Private Credit with costs and fees we deem reasonable and beneficial to investors.
CERTUS negotiates favorable terms with managers and invests mostly in institutional share classes with lower fees. Any rebates and/or fee break-points negotiated with managers are 100% passed on to investors.
CERTUS operates under the statutes of Act 60 of the Commonwealth of Puerto Rico. Act 60 provides preferential tax treatments and significant tax deductions to investors.
Our
Alignment
Certus Income invests alongside our clients by committing our own capital to the Fund.
Certus Income does not receive any compensation from the managers we allocate into the Fund.
Our Impact
15%
of Certus Investments are allocated to Puerto Rico through local private credit funds, local private transactions and/or cash deposits in local banks.
Certus Income believes in IMPACT Investing and it contributes to the reconstruction and long-term sustainability of the Puerto Rico economy.
Certus Income collaborates with local foundations and educational institutions in Puerto Rico. It supports the Puerto Rico Community Foundation, Puerto Rico Science, Technology & Research Trust, Universidad Politécnica de Puerto Rico, Universidad de Puerto Rico, and Pro-Arte Musical among other non-profit organizations.
Contact us
General Information:
questions@certusincome.com
Accredited Investors, Advisors, CPAs & Consultants:
start@certusincome.com